Your FSA Dollars Expire Soon – Here’s How to Use Them for Eyewear
Use flex dollars for prescription sunglasses.
Don’t lose your FSA money
If you have a Flexible Spending Accounts (FSA), the clock is ticking! Most of these accounts follow a ‘use-it-or-lose-it’ rule, meaning any unused balance disappears on December 31. The good news? You can put those dollars toward something you actually need: new glasses, prescription sunglasses, or contact lenses.
Both FSAs and Health Savings Accounts (HSAs) can cover out-of-pocket costs for vision care, including frames, premium lenses, prescription sunglasses, and contacts. But timing matters, especially as year-end approaches.
Read on for answers to our customers’ most common questions about flex dollars.
FAQ #1: Can I use my flex dollars for glasses?
Yes! FSA and HSA funds can cover prescription eyeglasses, prescription sunglasses, and contact lenses. Depending on your specific plan, coverage may also extend to non-prescription readers and UV-protective sunglasses.
InVision Tip: You can split your purchase across two benefit years. Pay for your frames in 2025 and your prescription lenses in 2026 to maximize two years of FSA contributions.
FAQ #2: How do I get reimbursed for my glasses purchase?
Most companies issue their employees a “Benny” card that is pre-loaded with the annual FSA balance and functions like a Visa debit card. Please be aware that some cards require a PIN.
No Benny card? No worries! If your FSA plan doesn’t include a debit card, InVision will provide an itemized statement that you can submit for reimbursement through your employer.
FAQ #3: When do my flex dollars expire?
Most FSA plans operate on a calendar year, with funds expiring on December 31. Some plans offer a grace period of up to 75 days (until March 15) or allow you to roll a certain amount into the next year—but don’t count on it. Check your plan details to avoid losing money.
HSAs work differently: funds roll over year to year with no expiration, giving you more flexibility.
Don’t wait until the last minute to use your flex spending. The year-end crunch can leave you feeling pressured about your eyewear decision. Schedule a comprehensive eye exam today and find frames you’ll love—before your FSA dollars disappear. Call your nearest location or book online.